Debt Avalanche Calculator

v2.1

The debt avalanche method prioritizes paying off debts with the highest interest rates first, which saves you money on interest over time.

Your Debts

Name Balance Interest Rate Minimum Payment
$
%
$
$
Additional amount you can pay toward debts each month

Results

Time to Debt Free

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Total Interest

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Total Payments

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Quick Wins - Debts You Can Close Fast

Debt Name Balance Months to Payoff Extra Needed Action
* These debts could be paid off quickly with small additional payments

Payment Schedule

Month Debt Payment Principal Interest Remaining

Debt Payoff Progress

0%
Starting Debt

$0.00

Current Debt

$0.00

Tip: Pay more than minimums to accelerate payoff Last updated:
Creator Created by : Narendra
Creator
Narendra Kumar
  • Role:Engineer
  • Expertise:RF Planning & Optimization, Geospatial Engineering, Wireless Network Design, GIS Analysis, Python Automation, and GitHub Enthusiast.
Last Updated: 24-07-2025

Debt Avalanche Calculator – Pay Off Debt Smarter and Save on Interest

Are you managing multiple debts and want to save money on interest? The Debt Avalanche Calculator is a powerful tool that helps you pay off your debts faster and more efficiently—no matter where you live.

What is the Debt Avalanche Method?

The debt avalanche method is a strategy that prioritizes paying off debts with the highest interest rates first. By focusing on high-interest debts (like credit cards or personal loans), you reduce the total amount of interest you pay over time—unlike the snowball method, which starts with the smallest balance.
This method is ideal for those who want to become debt-free while saving the most money.